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OH-Life-Agent-Series-11-44 - OHIO Life Insurance Agent Series 11-44

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OHIO Life Insurance Exam VCE OH-Life-Agent-Series-11-44 Dumps

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OH-Life-Agent-Series-11-44 Questions and Answers

Question # 1

All the following riders can Increase the death benefit amount EXCEPT


Cost of Living.


Waiver of Premium.


Accidental Death Rider.


Guaranteed Insurability.

Question # 2

A modified endowment contract (MEC) receives different tax treatment on pre-death distributions than other life Insurance policies because the modified endowment policy


has a larger cash surrender value.


generally pays dividends to the policyowner.


tends to be an investment vehicle.


does not provide for loans to the policyowner.

Question # 3

Under an executive bonus plan, premiums paid by the employer are


reported as taxable income to the employee.


tax deductible to both the employee and employer.


reported as taxable Income to the employer.


only tax deductible when the bonus is an insurance plan.

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