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Life License Qualification Program (LLQP)
Last Update: 16-Feb-2026
Questions: 328 Answers With Expert Explanation
Buy Now
Life License Qualification Program (LLQP)
Last Update: 16-Feb-2026
Questions: 328
Buy Now
Life License Qualification Program (LLQP)
Last Update: 16-Feb-2026
Questions: 328 Answers With Expert Explanation
Buy Now
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IFSE Institute LLQP Questions Answers
by Rhett Hancock on 01-Jan-2026
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Lara, owner of Huck’s Oil Change Ltd., meets with a life insurance agent to discuss a renewal package for the group benefits plan offered to employees. Lara employs 20 individuals, all of whom are covered under the group plan. The employee turnover rate is 10%, and the insurer has rated the group’s claims experience credibility at 20%. In establishing the group’s premiums under the new plan, how much weight will the insurer give to the standard manual rate for a comparable group?
Samira, a 42-year-old single mother of four, owns an individual disability insurance (DI) policy. Last week, she was hospitalized because of complications from diabetes. She hired an emergency nanny to care for her children until she was healthy enough to resume her normal activities. To her relief, Samira's DI policy contains a special rider that would cover up to $250 per day for these types of expenses.
What is the name of the rider contained in Samira's policy?
Eric is a group benefits specialist and he is meeting with Lionel to review his company’s benefits plan after it has been in force for one year. The biggest issue to bring up with Lionel is that his premiums are going to increase. What is the reason as to why the premiums would increase after one year?
The followings list IFSE Institute Related in MyExamCollection, If you have other IFSE Institute certifications you want added please contact us.
TESTED 16 Feb 2026