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Life License Qualification Program (LLQP)
Last Update: 30-Apr-2025
Questions: 262 Answers With Expert Explanation
Buy Now
Life License Qualification Program (LLQP)
Last Update: 30-Apr-2025
Questions: 262
Buy Now
Life License Qualification Program (LLQP)
Last Update: 30-Apr-2025
Questions: 262 Answers With Expert Explanation
Buy Now
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IFSE Institute LLQP Questions Answers
by Rhett Hancock on 29-Apr-2025
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Josh is an established advisor who specializes in group benefits. He recently hired Bryan as a marketing manager. Bryan will be responsible for advertising and creating a social media platform for Josh's company. Among other things, Bryan is developing a monthly electronic newsletter, which he plans to email to potential and existing clients. However, because this is a brand new initiative, none of the would-be recipients has subscribed to the newsletter or asked to receive any such communication from Josh's company. What law should Josh and Bryan be mindful of before sending their newsletter?
Andre, an insurance agent, meets with his client Jasper to discuss his $150,000 whole life insurance policy. Jasper is deeply indebted and needs at least $40,000 to cover his debt. Andre tells him about a company he knows that will be willing to give him $75,000 if he assigns his policy to them. Did Andre act appropriately?
When Tim and Patricia were common-law spouses, they met with an insurance agent, Aelia, to purchase life insurance policies of $100,000 each, naming each other as beneficiaries of their policies. Five years later, Patricia leaves Tim to be with her personal trainer, Thomas. A year later, Patricia and Thomas marry, and Patricia gives birth to their baby, Cedrick. Tragically, just before Cedrick's 12th birthday, Patricia dies in a fiery car crash. She never modified her beneficiary designation.
Shortly after the crash, Thomas calls Aelia to inform her that Patricia has died and that he wants to claim the death benefit on her life insurance policy.
Who will receive the $100,000 death benefit?
The followings list IFSE Institute Related in MyExamCollection, If you have other IFSE Institute certifications you want added please contact us.
TESTED 30 Apr 2025